Per-client and per-currency vIBAN infrastructure for clean settlement.
Virtual IBAN infrastructure underpins clean reconciliation, client-funds segregation, and audit-ready settlement for businesses operating at scale across currencies and counterparties — particularly where regulators or banking partners expect a clear separation between operational and client flows.
We arrange vIBAN issuance through licensed EMIs, banking partners, and specialist providers with explicit appetite for regulated and complex business models — structured around your reconciliation architecture, currency footprint, and segregation obligations.
Where operating models require redundancy, we structure multi-provider vIBAN coverage so reconciliation continuity is preserved across provider, jurisdiction, or correspondent-banking changes.
We review your reconciliation model, currency footprint, and segregation obligations under mutual NDA — identifying providers with explicit appetite for your sector and structure.
We design the vIBAN architecture — named vs unnamed, single vs multi-provider, and currency coverage — matched to your operational and regulatory requirements.
We pre-qualify your file and coordinate direct introductions to relationship and compliance teams at qualifying EMI and banking partners.
vIBAN ranges are activated with appropriate currency coverage and reporting, followed by integration and operational support.
Operational banking
Business Banking
Operational accounts, multi-currency IBANs, and treasury access in challenging jurisdictions.
Card processing
Acquiring
Card processing for complex industries via tier-1 and specialist acquirers.
Infrastructure
Treasury & Settlement
FX, netting, and settlement workflows across entities, currencies, and rails.
Availability depends on licensing jurisdiction, compliance profile, processing history, and partner underwriting.
Relationship-driven onboarding with direct communication and strategic consultation. Initial consultations are handled confidentially online, under mutual non-disclosure on request. In-person meetings may be arranged where appropriate.
Direct contact
For partnership and consultation inquiries: info@inoaf.com or use the confidential contact form.
Response within 24 business hours. NDA available on request.
Registered office
Vasili Michaelidi 21-23, 3026
Limassol, Cyprus
Confidentiality
All inquiries are treated confidentially. Mutual NDA available on request.
Response time
Within 24 business hours, Mon–Fri (CET).