Payment infrastructure
for regulated and complex businesses.
INOAF connects regulated and complex businesses with acquiring, banking, crypto, open banking, BaaS, card issuing, and cross-border payment infrastructure — through a curated network of trusted global partners.
15+ yrs
Experience
5
Regions
13
Solutions
The full payment stack — through one boutique advisor.
From card acquiring to cross-border treasury — these are the capabilities most operators ask us about first.
Acquiring
Card processing for complex industries via tier-1 and specialist acquirers.
Business Banking
Operational accounts, multi-currency IBANs, and treasury access in challenging jurisdictions.
Crypto-Friendly Banking
Banking partners that understand digital asset flows, settlement, and counterparties.
Crypto On/Off Ramping
Compliant fiat-to-crypto and crypto-to-fiat rails through regulated providers.
Card Issuing
Branded debit, prepaid, and virtual card programs for B2B and B2C use cases.
Virtual IBANs
Per-client and per-currency VIBANs for clean reconciliation and segregation.
Treasury & Settlement
FX, netting, and settlement workflows across entities, currencies, and rails.
Cross-Border Infrastructure
International payouts, collections, and FX through correspondent and fintech rails.
Plus open banking, BaaS, local payment methods, alternative payment methods, and global collections — five additional capabilities available on request.
View Full Infrastructure CoverageIndustries where infrastructure matters most.
Forex & CFD
Licensed brokers, IBs, and multi-entity setups.
Proprietary Trading Firms
Funded trader programs and global payouts.
iGaming & Betting
Licensed operators and platform providers.
Fintech
EMIs, neobanks, wallets, and payment platforms.
Affiliate & Marketing Networks
High-volume payouts and global collections.
Educational Platforms
Cross-border tuition and recurring billing.
Crypto Businesses
Exchanges, OTC desks, custodians, and ramps.
International Service Companies
Consulting, SaaS, and B2B services.
Construction & Commodity
Cross-border invoicing and supplier flows.
Cross-Border Merchants
Multi-currency acquiring and settlement.
Additional sectors supported on a selective basis.
INOAF also supports further regulated and operationally complex industries subject to partner appetite, jurisdiction, and onboarding review.
Access infrastructure where your customers are.
We support businesses operating internationally across multiple regions through partners with the licensing and local presence to deliver.
Coverage excludes sanctioned jurisdictions and remains subject to partner onboarding and compliance review.
Europe
EUEEA, UK, EU acquiring, SEPA & SEPA Instant.
LATAM
LAPix, OXXO, PSE, SPEI and local acquiring.
Asia
ASUPI, FPX, GrabPay, JCB, and APAC banking.
MENA
MEMada, KNET, GCC banking and local rails.
Africa
AFM-Pesa, mobile money, and pan-African collections.
Additional Markets
++Selective coverage in further international corridors.
Boutique by design. Institutional by standard.
Operator-led advisory for regulated and complex payment infrastructure environments.
Operator-level expertise
15+ years across acquiring, banking, fintech, and digital-asset infrastructure.
Curated partner network
Selective relationships with regulated acquirers, banks, EMIs, and infrastructure providers.
Compliance-aware introductions
Introductions assessed against jurisdiction, onboarding appetite, licensing, and operational fit.
Cross-border operational depth
Experience across EU, UK, LATAM, MENA, APAC, and Africa payment environments.
Ready to solve your payment infrastructure problem?
Tell us what you're trying to achieve. We'll review your situation and guide you toward the right payment, banking, crypto, or local solution partner.
Confidential · NDA on request · 24h response